Editor's review
Features: Personal Finances is an elegant helps you plan budget, track income and expenses and lets you see how much money you`ll have at any time in future. Since you can track all the expected income and expenses projecting this is not difficult. Personal Finances is portable and can be installed on any USB flash drive. The program is designed for beginners. Thus the learning curve is not steep at all. The user interface is easy to use and helps you set up and use the program without any trouble. The main window has all the accounts, tools and settings available to the user so that he can make necessary changes to suit his needs.
You start by setting up accounts or the expense heads. These could be cash, pocket money, real bank account, credit card etc. Thereafter simply enter the incomes and expenses. You can keep records of all your expenses managed in different categories defined already. You can also create subcategories. Keep the record of various income sources and amount of income from each source as well as expenditure in terms of place of spending. Tags can be used with transactions to help refine their categories even further. Personal Finances has a powerful reporting tool that can generate pie, bar chart reports and trends with totals and percentages that reflect the flow of money for any period of time. The user can generate reports by family members, tags, categories. By clicking on any item in the report, user can drill down deeper to transactions associated with the item. Reports can be printed, or saved to file in HTML, CHM, or TXT formats.
Overall: A useful accounting utility with nice features and ease of use. It is good to have around.
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